Mina Mar Group

  Mina Mar Group helps micro-cap companies structure their growth. Micro-capitalized companies are those with less than $50,000,000 in equity, sometimes under $1,000,000. Restructuring involves raising money (both debt and stock), and planning how they will eventually harvest that wealth. If you’re a founder or investor, the secret to harvesting your equity is to possess assets with a developed market for their sale; up until recently, that market was the public market. Now, Over-The-Counter Securities (“OTC Securities”) don’t serve that purpose since, unless you’re a tech unicorn doing an IPO, there are essentially no ways to sell the shares you’ve invested in. OTC securities – how they were deposited five years ago. Brokerages all around the country have tightened compliance over the past five years to the point where no one may deposit share certificates into their brokerage accounts, even if they can prove that they paid for them. Consider the following demand from a secondary ...

Crowdfunding continues to grow globaly. Total crowdfunding raised worldwide from 2014 to 2016 is $2.1 billion while in 2016 in US total crowdfunding raised was $738.9 billion. The crowdfunding industry is projected to grow over $300 billion by 2025. North America remains the largest crowdfunding market, having raised $17.1 billion in 2017. Asia with fast growing market is catching up with $10.54 billion raised the same year, while the Europe is in the third place with $6.48 billion. Cro wdfunding can be used as afree marketing tool. Crowdfunding paltforms make new projects easily discoverable giving exposure to a lot of new people on the platform. In addition, most platforms incorporate social media makin it easier to share and spread the message via facebook, twitter and other platforms. Also, media often picks up on the popular projectes, providing them with more publicity. People with limited resources can test their product by using the crowdfunding platform to do pre-sal...

Another type of financing beside debt is equity financing. Equity financing means that business raise money through investor by selling the part of the ownership of the company. What motivates investors to get involved is their belief in company's potential and massive return on their investment in the future. It is also called risk capital because return is only possible if the enterprise produces sufficient revenues for that purpose. Equity financing has wide array of capital sources and here are some of them. Private investment from friends and family - you may think this is the easiest way to raise money because you will contact people that you know and it is likely that they want your business to succeed and they require less material preparation. Ownership sharing may or may be not required and many will enter into agreement through the use of promissory note. Usually people don't have large amount of money to invest in business so it is not very usual to secure...

Under Securities Act of 1933 any offer to sell securities must be registered with Securities and Exchange Commission (SEC) or meet certain requirements to be exempt from registration. Regulation A+ under Title IV, Section 401 of Jumpstart Our Business Startups Act (JOBS Act) contains rules providing exemptions from the registration requirements. Reg A exemption existed prior to JOBS Act, it principally focused on small companies and had offering limit of $5 million which led to it not being used as much. Additionally issuer registered the offerings in any state in which they planned to sell it. JOBS Act expanded offering limit on $20 million for Tier 1 and $50 million for Tier II offering. With Regulation A companies can raise capital from the public and avoid legal requirements and high costs of traditional IPO. This means it included startup and emerging companies that could bear costs of initial public offering. Tier 2 Offering also called Mini IPO removes individual state ...

   The Jumpstart Our Business Startups Act (JOBS Act) was signed into law by president Barack Obama on April 5t, 2012. Legislation diminishes regulatory restrictions for startups like capital raising making it easier for them to get established. As stated in the bill, the purpose is "to increase American job creation and economic growth by improving access to the public capital markets for emerging growth companies''. Title IV of JOBS Act  or Regulation A+ allows startup and later stage companies to raise up to $50 million from accredited and non - accredited investors. Reg A had been extended in May 2018 by federal legislation  and now allows public reporting companies to use it to raise capital. There are two tiers of Regulation A: Tier I offering:  raise up to $20 million all investors are eligible no individual investment limits can be matrketed anywhere reviewed financials SEC and state qualifications required no ongoing disclosure ...

On April 5, 2012, the Jumpstart Our Business Startups (JOBS) Act   was signed into law by President Barack Obama. The Act required the SEC to write rules and issue studies on capital formation, disclosure, and registration requirements. Both Title III (Crowdfunding) and Title IV (Regulation A) help businessman raise capital from accredited and non-accredited investors.The difference between these regulations are connected with amounts of money that they are trying to raise, investor  and offering details, filings and disclosures. Regulation Crowdfunding, also known a Title III of JOBS Act was adopted in May of 2016 as a way to reduce regulatory restriction so making it possible for companies to raise capital from both accredited and non-accredited investors. Companies that want to raise $1,070,000 or less can now raise it trough crowdfunding portals. If this is the case with your company there are some requirements that you need to meet. Company must be U.S. base...

U.S securities-based crowdfunding under Title III of the JOBS Act created a new exemption from registration for internet based securities offerings of up to $1 million over a 12 month period. The SEC adopted securities-based crowdfunding rules on October 30, 2015. Issuers were able to use the new exemption beginning May 16, 2016, when the final rules became effective. Regulation Crowdfunding enables eligible companies to offer and sell securities trough crowdfunding. Who are eligible issuers? Only U.S companies not registered with SEC are allowed. Investment and blank check companies are restricted. On the other hand there are no restrictions on eligible investors, both accredited investors and retail investors can participate but they have maximum limits per investor depending on their income and net worth. They have annual limits, if their income or net worth is less than $100,000 than limit is 5% of it and if it is above $100,000 it is 10%. Very limited resales of secur...

Crowdfunding is a method of funding a project or a business venture by raising small amounts of money from a large pool of individuals. The term crowdfunding refers to internet -mediated registries. The modern crowdfunding model has three partakers: initiator of the fundraising campaign, one who puts forward an idea, individuals and investors who support the idea and moderating organization (often called platform) that brings two two parties together. Crowdfunding can be used to fund a wide range of project, from startups to non-profit organizations. There is more than one way to crowdfund your business. The most common types of crowdfunding are: reward-based crowdfunding, equity crowdfunding, donation-based crowdfunding and marketplace lending (also known as peer-to-peer lending). With traditional ways of raising capital you can easily feel restricted. Pursuing the limited pool of investors can be arduous and time-consuming. That way you can easily lose your time and mone...

As a response to the 2008 nationwide housing market crisis, congress passed the "Jumpstart Our Business Startup Act"  (JOBS Act) on April 5, 2012. Regulation A existed prior to the JOBS Act it was primarily focused on a small businesses and often went unused because of the $5 million offering limit.Updated Regulation A, sometimes called Reg A+ allowed more flexibility and higher raises in capital. Regulation A  (Reg A) is an exemption from registration requirements instituted by the Security Act of 1933. Companies utilizing exemption are given certain advantages over companies that must fully register. This allows qualifying companies to raise capital from the public without taking an excessive cost and legal  requirements needed for a traditional IPO. Originally the offering was exempt under Reg A if the securities sold in year value 5 million or less, the issuer files offering statement with the SEC, the issuer must give buyers documentation s...